Toby fell silent. He had no idea Brian was in such a precarious situation, and yet he still approved that
twenty-nine-million-dollar loan for Sonia. He could imagine how much he had to go through just for the
main bank's top brass to approve it. Toby suspected he had something in mind when he did this. He
probably wants to get to me through Little Leaf.
Toby knew Brian. Brian didn't major in finance, but in psychology. In other words, he knew how people
thought and behaved. He needs to find out if Sonia is getting along with me well before he can approve
the loan? Yeah right. He said that to fool her into telling him the truth. He was just trying to find out if we
were steady. He wanted to see if he could get what he really wanted.
Of course he'd suspect our relationship was getting rocky if she would rather take a loan to settle her
problem instead of asking me to help her out. He had to find out if we're doing well so he can achieve
his goal, or all bets are off. He advised her to talk with me and approved her loan after he found out
we're getting along well and why Sonia wanted a loan instead of asking for my help. He wants her to be
grateful to him, and he also wanted to guilt trip her a little.
He majored in psychology, and he was a man. He would know how Toby would react if he found out his
girlfriend asked someone else for help instead of him. That was why he persuaded her to talk with
Toby. On top of that, he could see how she would react too. If he could see that she was feeling guilty
about upsetting Toby because she asked for an outsider's help instead of him, he could use that
chance to convince Sonia to talk with him. If she took his suggestion, she would inevitably bring up the
fact that Brian talked her into this, and that was his goal—to gain Toby's gratitude.
Brian knew what made people tick, and he knew Toby well. He was clear Toby hated owing anyone
favors. If Toby knew Brian was the one who talked her into spilling everything to him, Toby would owe
him a favor and pay him back. The public also knew Toby treated everyone he liked generously. He
wouldn't hold back in rewarding those who helped him out either. It was always the very thing they
wanted the most.
If Brian wanted to keep his position, he would need a lot of cash in his branch to hit his target. Toby
was the only one in Seafield who had enough money for that cause, making him the only person who
could help. He had to use Sonia, and through her, have Toby owe him a favor. He would cash in on that
favor and keep his position. Huh. Nice plan. Beautifully executed. No wonder he was able to climb his
way up from a regular banker to a branch president in just ten years.
His plan, schemes, and masterful level of reading the people around him impressed Toby. Man. I'd love
to hire him. Still, Toby was displeased that Brian roped him into his little scheme. Almost nobody had
the guts to drag Toby into any of their schemes. However, Toby let it slide, since his scheme did help
Sonia and changed their relationship for the better. Toby put his glass down and told Tom, "Citybank's
interest rate is lower this year compared to the last, isn't it?"
"Yes." Tom nodded. "They're having a slight financial crisis overseas, so they lowered their interest
rate, but it'll bounce back to normal soon. Citybank will give you the money you lost this year. Don't
worry about it." Mr. Fuller is one of Citybank's biggest clients. They aren't gonna get on his bad side.
"I see." Toby then ordered, "It's daytime on their side, isn't it? Tell them to transfer a hundred million
Euros to Brian's bank. And put it in my savings account."
"Sorry?" Tom was flabbergasted. The order was a bit confusing. "Why are you transferring so much
money to a bank in Caruna? The interest isn't that high anyway." And not to the main bank too. Just the
Seafield main branch? What is Mr. Fuller thinking? Tom shook his head. He couldn't understand why
Toby was doing this. 100 million Euros. Not much for Mr. Fuller, but I can't make that amount of money
even if I work my whole life. That's 100 million dollars too. 100 million dollars injected into Brian's bank?
Forget keeping his position. He's getting promoted.
"I know." Toby held his phone with one hand and grabbed the towel on his neck with the other. He tilted
his head and dried his hair while saying coldly, "I don't care about the difference in the interest rates."
Tom had nothing to say. Wow, he makes it sound like it's nothing. Well, he is rich. The interest rate
doesn't bother him. Guess I need to expand my horizons. The corner of Tom's lips twitched. He said
nothing except he would do what Toby asked.
Toby continued, "The Lanes are trying to find a partner to work on a commerce port, aren't they? Send
someone over to their company tomorrow and offer them the port in the free-trade zone. And give them
the bigger part of the profit."
Tom was confused once more. He had no idea what Toby was trying to do. Transferring 100 million
Euros into Brian's bank and disregarding the difference in interest rates is weird enough. Now he wants
to work with the Lanes on the commerce port in the free-trade zone and give them a bigger part of the
profit? Why is he helping Brian and the Lanes? What did they do for the boss to reward them with this?
He had questions, but Tom was smart enough not to probe. It's not like the boss is going to tell me
anything even if I asked. I should just keep quiet and do my job. "I understand, sir. I'll deal with the
transfer shortly, and I'll handle the case with the Lanes before I get off work. I'll try my best to get
someone to talk to them in the morning." Tom adjusted his glasses.
Toby grunted his acknowledgement and hung up.
Oh. He's not talking anymore. Call ended. He put his phone down and looked at the screen. Tom
heaved a sigh and made an international call.
It was nearly four in the morning, but Bank of Caruna's Seafield main branch's conference room was
packed. Everyone was silent, but they were all looking at Brian, who was in the main seat. Some had
expectations in their eyes, some had suspicion, some disdain, and some mockery.
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